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How I am mitigating high gas prices and food prices

March 13th, 2022 at 09:03 am

So I have been pairing back what I buy at the grocery store and using supercook.com to use what I have in my pantry.  I have found that I have a pretty well stocked pantry actually.  Using supercook.com, I have been able to keep a running tally or inventory of what is in my house and get hundreds of recipes.  It has meant that I had to try some new dishes.  Some were good and some not my favorite, but it all got eaten.

Another thing is that my chickens are laying now and so I get roughly four eggs per day.  Some days I even get five, one from each hen.  I have a grand total of five laying hens and seven roosters, which means it is time to add some to the stew pot.  I was thinking of taking the roosters and making chicken soup to can.  It would be an adventure as I have not pressure canned in some time.  I'm talking decades here ladies and gents.  I imagine though, it wouldn't take much.  Some chicken, carrots, salt, and water.  Follow some directions and wa la, the base for chicken noodle soup.  Just store some egg noodles seperate and my kids could have home made chicken noodle soup.  With seven roosters needing to be dealt with, I imagine I would have enough for an entire canner load.  Perhaps even two canner loads.  

I also have a dear friend that gives me twenty four to thirty six eggs each week or two.  She has chickens laying a dozen a day.  My children and I eat them rather quickly.  I could pickle some of those and put them in the fridge for later use as well.  Well, at least if we can't get them all ate.  Pickled eggs make fantastic snacks that keep for months in the fridge.  They also make great egg salad.

As far as gasoline, my son has to be driven to therapy twice a week.  It's twenty two miles each way.  It costs roughly twenty dollars each time too as we have a truck.  That is our only vehicle.  So I make sure to do any shopping that needs done on those two weekly outings.  My husband and I both work form home over the internet, so we are thankful we do not need to drive daily for work.  

We paid off enough of our credit card to put a few bills on it automatically.  This will reduce our over drafts annually.  We spent 1500 on over drafts last year I believe.  I would much rather put them on a credit card and pay it off monthly.  So far we have two bills on there automatically.  I pay a little extra every week to make room for more bills.  Bills that can not be put on the credit card include, the truck payment and the credit card.  

We are planning a large than usual garden.  We already planted garlic and onions.  Unfortunately, the snow halted our progress.  If you are interested in gardening, feel free to read about it at https://hinterlandliving.wordpress.com/

How I used my tax returns and no they are not all gone

February 28th, 2022 at 04:38 am

So I told all of you my plan.  Here is what I have done so far. 

All personal debt has been paid. $480

All bills are caught up. $974

I now have 6 months of medicine that I require to live.  $1,426

Gardening and preserving items $326

I still have a fair bit left that I will be leaving in the bank.  I do still need to see the doctor and my husband needs glasses.  We also need to get the geese and chickens yet.  After that everything stays in the bank.

My credit cards do have some room, which I may expand in order ot pay those automatic bills like many here suggested.  It depends how much I have left after glasses and seeing the doctor, along with chickens and geese.

I can't kill rabbits...I just can't.

 

How I intend to change the way I handle money to save money

February 23rd, 2022 at 12:25 am

Oh dear lovely folks!  

I am in such a good mood this morning.  I did find we will be getting a tax return inspite of having child payments and me working a 1099.  Last year we owed $600 on taxes instead due to both my husband and I being 1099 workers.  Oh that was a rough one.  This gives me some much needed breathing room to look at what we can apply it towards so we can make it through the rest of the year.  

I have already filed, been accepted and approved.  I anticipate around six thousand back after fees from turbo tax.  That said, even if we have half that it will help to pay some of the bills we got behind on.  So first is getting up to date on bills.  This means paying the truck payment we are a month behind on, paying my doctor that I owe $200 to, paying my daughter back the $200 we owe her for an emergency, and the $150 we owe our son for car parts he bought.  After paying all the bills we owe and all our personal debts, we might have three to four thousand left.  I am still doing the calculations.  Once I have a good set, I promise to put them up.

Then we will put aside at least 1 week worth of pay to just sit in the bank to cover if we might have an over draft.  Over 1.5K went to overdrafts last year and I hope to avoid that this year.  So we will just have $500 sitting in the bank at anytime for whatever might slip through my radar.  I hope to build on this through out the year, but have no real idea if that is possible with our current income/expense ratio.

With what is left, we will fix or maintain things around the home, starting with our truck some new brakes and a new hub assembly.  My husband said he can do the work, so we'll see how much that is in the end.  Then we will move in towards working on the garden. 

No major things this year for the garden and homestead, just some ferlizer, one or two varieties of seed I still need, a hoe or two, and a good fork.  We do need a new back deck, but I'm going to see if we can just repair it with a small handful of things.  I have all the major tools I need for any repairs I think.  I will probably be adding some canning jars and lids to the mix also, but that is iffy.  We will be getting some chickens and geese for home food production.  I wanted quail, but can't justify the cost.  They are three times as expensive as chickens, very hard to hatch out, very hard to make home grown feed for, and so much more.  So chickens it is and geese for the fat.  I will have to fix up the chicken pen area, but that should be easy enough.  I will also be getting an inexpensive incubator to hatch out chicks a few at a time.  The only other addition I am toying with is a piglet or two in order to have fresh meat over the winter that isn't just geese and to save the dessicated thyroids just in case for medical reasons.  Pigs are a lot of upkeep feed wise, so on the fence.  Between the truck and the garden, it is no more than a full thousand dollars even if I get the pig, which I am on the fence about.

We will buy a ton of feed at a time as it is cheaper...for the price of half a ton we can get a ton.  That is one thing I do want to impliment immediately.  

I will also be getting three months of medications.  I will die without my medication.  So I will be getting at least three months although I would be thrilled if it were possible to get a year at a time.  I have a special fridge for it and a generator, so I might get gas for the generator too just in case.  I am also going to pick up a few herbs that help to treat what I have wrong with me as back up.  These are very inexpensive and doesn't even have to come out of the taxes.  I can pay for them from my weekly pay.  

I will be going to livestock auctions, just in case I find a steal there for a nanny goat or a lamb, just something to put milk or meat on the table since I already have the experience and room for them.  However, not the main focus of what I want to do right now as eggs, chickens for meat, and geese for meat and fat are enough to survive.  Also that is only after, I have everything else I need.

 

Changing the way I shop

February 9th, 2022 at 03:07 am

Now that I have a full two grocery shops under my belt, I am seeing that indeed about 31% of all of my disposable cash is going to unnecessary things.  I not only see fast food purchases, which could easily be trimmed, but also luxury goods that I really don't need like soda.  I will be cutting these things conciously.

I'm not a big couponer, because I would rather just cut out purchases all together.  Otherwise, if I can't find a coupon, I will be tempted to buy it anyway.  That's how the soda habit started.  I was buying only on sale with a coupon and then I got used to having it with dinner.  Building daily habits that aren't expensive, not looking for ways to get what I want inspite of expense is my goal.  

So my go to drinks are diet soda, coffee with sugar free flavoring syrup, and plain black tea.  To be honest, the coffee is more expensive, when you total the half anf half and the torani sugar free syrup in with the coffee, than even soda.  It also has some ill effects on my health.  So I think coffee and diet soda has to go.  I will still drink black tea for now.  I need alternatves that are low sugar and inexpensive that aren't just tea.  Our water tastes and smells like wet dog some days, so that is why I don't drink water plain.  Cutting out fast food, coffee and all the accessories, and soda will save me about $30 a week or about $1,500 a year roughly.  

I would like to take the money I save and invest it in paying down debt and a decent water filter that I can fit in the fridge to take the wet dog smell and taste away.  If I take what I save and spend even $300 a year on a water filter and filter cartridges, it would be worth it.

That's what I got so far anyway.  As far as getting a check or direct deposit, I inquired with my boss.  She doesn't do checks anymore as the post office lost too many she said.  She told me I could be without my pay for four weeks waiting on the first check to come in from the mail.  She said they are looking for other pay optons.  I have inquired about cash app and they do not do that.  

So I am trying a new things - writing down every purchase.

February 5th, 2022 at 06:17 am

In the past when I wanted to save money, I would cut a few non-essential monthly bills, like subscriptions and make enough breathing room to put towards the credit cards.  That isn't working.  I have cut the subscriptions.  I noticed I spend a decent amount each week on things we "need", but I never actually go through to look at each item to see if we really "need" it.  I get my pay on Thursdays.  It's not much.  I get anywhere from $100 to $120 a week.  After paypal, because I get paid through paypal, gets it's fees it's $95 to $115.  So right there, I know I am bleeding about $5 a week which totals about two weeks pay over a year.  

From there, I typically buy groceries, hygene items, and pay a bill.  This week's bill is personal taxes.  That will be $50.  Next week it will be registering my car for about $58.  Anyway, sticking to this week, $50 on taxes.  I had $50 left.  I went tot he grocery store and purchased the follwing.

Bread          $1.89

Pads          $3.95

Milk            $4.89

poptarts     $1.00

Q-tips         $1.00

Sugar         $2.39

Cheese       $2.99

Wipes         $2.89

Soda          $1.67

Soda          $1.67

Soda          $1.67

Subtotal  $29.20

Tax           $1.59

Total        $30.79

It's an interesting exercise that shows me that not only do I not "need" everything that I think I do, but also that almost $5 of all purchases were spent on tax.  We grabbed some fast food which is another non-need.  So I spend $5 a week to get my paycheck, another $5 on taxes, and then I spent roughly $15 on fast food we don't need, and then another $6 at least on the grocery budget for non-needs.  All totaled $31 sent on non-necessities from a $100 paycheck.  I am literally frittering away 31% of my money for non-essential items.  

Eye opening...I do recommend writing down purchases.  That was enough for a seed order!

 

It’s that time of year again

January 31st, 2022 at 05:11 am

The seed catalogs are pouring in spilling over my desk and into my floor. I have searched a dozen, three or four times already, highlighting that which I love most. My goodness how gorgeous are the photos of the Baker Creek catalog, how lovely the descriptions in Pinetree Seeds catalog, how practical the plants for my area in Southern Exposures Catalog, and how very inexpensive the seeds in Morgan County seeds. It makes it all so hard to decide!

To be fair, deciding on seeds, fertilizer, and any other things for gardening usually takes an age for me. First, I go through and find out how much I already have to plant. I take an inventory of sorts. I have found NUMEROUS herbs to plant, several packets of summer squash and pole beans. I probably don’t need one more packet of them! However I have zero bush beans!!! So after my inventory of type of seed and how many, I do look to see what I have absolutely nothing of or not enough for this growing season, like my bush beans. I put that on the top of my priority list of “Things to get before March”. This is important, because a lot of seed houses will be in full rush season in just a week or two.

Then I got through my inventory and see what I do not have for next growing season that I need. Need is the operative word here. Do I need flowers? No. Do I need onion seeds or sets? Yes. ...

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Excellent news!!

March 10th, 2015 at 05:46 am

My husband has full time employment, with benefits! Also, I spent so much time working my butt off last year we actually got a tax return that helped to improve our lives. Now with a regular income and plenty of hard work, we have 4 goats, a pig that we are growing for food, and are looking at a new barn soon. It will be a tiny one, but good enough for us. I am so delighted!!

July 4th sunk me

July 7th, 2014 at 09:11 pm

Ugh! Why do I do this to myself?

First off, I bought groceries $49.45 and don't ya know they were gone in a day! Then I got gas, another $47.32. Also gone before the weekend was up. Then I had to get wood chips for the animals and goats feed...another $30 gone.

We went to a free pool but dear hubby wanted to get the kids a snack, $50 later it was more like dinner delivered pool side. So much for free swimming. He likes to buy more now that he is working. Frown

Then on the way home "Oh mama, mamma fireworks half off." Yes, I caved, $10 down the drain.

$200 gone in what, a day! How am I ever going to get ahead spending money like this. I showed my husband how much lower our account was and he shrugged, "It will be taken care of dear." I know it will, but why does it have to go so fast?

Hubby's first week of work done!

July 4th, 2014 at 02:23 am

This is his first week and he survived. It is a very physically demanding job. First I noticed his pudge is a bit less in just three days. I also noticed he is eating twice as much. He is actually losing weight while he eats more. He comes home in pain and sore. It's worth it though, he says.

He is making $9 an hour before taxes. He drives only 7 miles to and from work. He works 10 hour shifts four days a week. According to http://mustachecalc.com/ his real hourly wage is $6.84. That is a lot better than my measly $0.24 an hour real hourly wage.

We plan to pay off the credit cards. We have already paid off the care credit card from buying my daughter glasses. It was a small amount on there. We also added an extra $60 to our Amazon card. We want to pay off the Matrix card completely and get rid of it in the next 4 months. We just hope that he gets hire done full time at the plant instead of as just a temp.

My husband has temporary work finally

July 1st, 2014 at 03:48 am

He found some work!

It's temporary though. He is working in a position for a temp agency. The position is soon to be made redundant by the company due to automation. However it could be a few months before that happens. This may see us through the summer. I am still working like mad as a writer. Loving many of the jobs I get now. I have established myself with a few agencies and they seem to like my work. I write ads, so nothing glorified, but definitely up my alley.

The tomatoes are starting to wilt and yellow. Does anyone know why this would happen? We fertilized with fish emulsion, but nothing is improving.

The beans are still going and the okra. My peppers are limping along. Pulled some shallots the other day. So delicious.

If things pick up we can finally start paying off teh credit card debt! Woo hoo right?

Been working hard

June 28th, 2014 at 08:29 am

and I got rewarded ...... Drum roll Please

I made $46 in one day writing! Whoa right? How many writers do that just starting out. Of course I worked 12 hours straight.

We have a baby goat that is very healthy and happy. We have green beans coming on, squash, and some tomatoes. I have one okra with fruit on it. Very excited, being on the cusp of so much deliciousness.

I have cleared 5 beds. I have a few more to clear and then we replant in mid August for a winter bed. Probably more potatoes, onions, shallots, garlic, beets, turnips, and things. I can live on those. Actually we have been.

Also, super duper awesome dawsome news, we got a contract for almost 500 bucks a month on top of my writing stuff! Plus my husband might have found work. God I hope so, working my tail off like this leaves little time to garden, cook, or preserve.

I had heat exhaustion.

June 23rd, 2014 at 12:01 am

I spent the last two days recovering from heat exhaustion. I sent my doctors note to my clients. Two cancelled their orders instead of waiting literally 72 hours until I could finish their jobs. Some people are ....not worth the time.

Well we pulled potatoes

June 16th, 2014 at 08:18 pm

Yesterday we pulled potatoes after my work. They came out lovely. We still have another bed to pull, but that will be later in the month. We are saving the tiny potatoes to replant for fall potatoes.



Then we made homemade chicken fingers and french fries for dinner. A neat treat from our chicken and our home grown potatoes. We cut so many fries we put back half in the freezer to fry up another way, or bake in the solar oven.

We have over 90 percent of the potatoes we pulled left. Yummy an scrumptious. I should have taken a picture of the fries and fry making process, but we were all to hungry to worry about pictures.

Good news!

June 15th, 2014 at 08:23 pm

Well first, I got my medication, at least the most important one. I couldn't afford the rest. I did a little job for a client that normally has me work. The extra cash was just enough to get one medication.

I sold one more book. The first one of Bringing Up Baby, I believe. That or the second one. Either way, I was super ecstatic.

Work picked up a little more. No where near enough to make up for the $800 dollar short fall, but that's ok. I found another way to make up for it.

We happen to have a lot growing in the garden now.



Our beet bed.



Our turnip bed after we pulled about 5 pounds of turnips for the weeks dinners. We chopped the greens and froze them for our soups.



Our onion haul two days ago. We chopped up all the green onion bits and froze it for soups. The little onions are being used in everything from Mexican food to caramelized onions for snacks for the kids. It's basically onions fried in very little oil to caramelize the outside of it. A very tasty snack. We also made eggplant Parmesan with our onions. We didn't have Parmesan though, but it tasted fine.

I have been pulling from the garden a lot to supplement our food budget so I spend less. Well I went through everything we had in the house and made a meal plan. I believe, at least for the next month, we should get by without buying any food. It will be tough. We will have to eat beans a lot when the garden doesn't bless us. Beans are good anyway though. I usually buy more butter and things when the goat isn't producing a lot. This should free up more money for about a month. After that we will have eaten down every last store and only have what we produce, so hopefully money picks up soon.

Unfortunately we do not produce enough to live on exclusively. It does make up a lot of our diet in the summer, but until the green beans take off and the okra is setting and the tomatoes are ready to drop we will just won't be able to do it. It's awfully cold here now, so they aren't wanting to grow like usual. My peppers are dying. My tomatoes are beautiful, but only 3 of the 22 plants are setting. My okra are growing, but slowly. The green beans had to be trellised already, so they may take off soon. My squash and cucumbers all came in, but aren't setting fruit yet. We should have some potatoes soon and that will be fine. Other than that, we have fields of beans. They take 90 days and they have been in only 30. Plus no guarantee they will set right also. The weather has been so weird. I like it, I just need to learn to grow better I guess.

I found a few things to sell on eBay, but none of them are doing well. I assume the items I chose are not that popular.

Now we are set back even further

June 11th, 2014 at 08:35 am

I was making progress. We had money coming in. I was working a little as a writer. I got sick and missed a days work, but that isn't the worst of it. The worst is we just lost $800 a month in income. It's complicated, it's likely to be temporary, but it's going to sting.

I have been on edge all day. I went to the doctor and got my medication prescribed, but haven't been able to get it filled. I take blood pressure medication, thyroid medication, and blood sugar medication. I'm not really worried about any of them except the blood pressure medicine as it gets really high without it. Like 205 over 95 high. Really high. It's partially due to my thyroid still not being in check. My stomach is doing back flips. If I don't get my medication soon, I may have some serious issues. How can I find the money when half of our income is gone, just like that.

I am doing everything I can to replace this lost income. I know we can make it. We have before, but man if the world doesn't have some crappy timing. I'm looking for things to sell so I can raise a few dollars before I run out completely. I am hoping something comes through on my writing gigs...but that money is slower. It takes 2 weeks for it to clear.

I have a husband. He has been employed regular like 9 months out of the past 6 years. I have had a job more than him. Sometimes I get frustrated. I imagine men that work for a living must feel this way. How many working men have to cook, clean, menu plan, grocery shop, garden, sew, and home school their kids though?

Let me stop right there. Complaining will do nothing. I love my husband even if he does not rise to the challenges that life hands him like I do. Perhaps that is why I am his wife, to keep him from drowning.

An opportunity I can't afford...and I can't afford to miss.

June 9th, 2014 at 07:18 am

My daughter Aukxsona was one of five children selected to go to a special camp for children with disabilities.



She has transverse myelitis.



Transverse Myelitis is a rare condition where the spinal cord has pieces missing. As you noticed in that picture she is standing. She can walk too now. She is a miracle in so many ways. When she was a baby she didn't walk and until she was six years old she hopped around. She fell down so much, it scared me to let her walk so I had to hold her hand as she hopped about. She had trouble toilet training and just recently got out of training pants. She couldn't walk well enough to get to the bathroom and her pelvic muscles were to weak to retain the urine. She now walks with braces that hide under her pants and goes to the toilet like a regular girl. She still can't feel her feet, but thanks to Shriner's she is getting better every day.



She is even being sponsored to go, the Transverse Mylelitis Association will sponsor her costs to go. However, they require a caregiver to go and the caregiver must pay $1200 to go. I thought the care giver might be sponsored as well..since it is a requirement for the child to go. Unfortunately it is not.

Does anyone have any idea how I can raise this money to go with her before August 9th? I know it seems so frivolous, but this is a huge opportunity and I really do not want her to miss it. She will be with other children like her, horse back riding, kayaking, zip lining. She will also have a chance to meet the director of the international Neurorehabilitation Institute and the assistant professor of Neurology from John Hopkins.

We had one leave the nest

June 6th, 2014 at 02:05 am

My daughter left the house. She is 18 and old enough to fly the coop, but her absence has been noticed. I don't know for how long she will be gone. She said not long, but she went awfully far away!

At any rate, even though it's been just a few days, I have noticed things. The food in the pantry is not disappearing mysteriously anymore, so we have peanut butter still. Usually it's gone with in a day. I also noticed my house is cleaner. Which is weird considering she was always complaining about how much cleaning she did.

I miss her to pieces though. She's happy and having fun. She texts every so often to say what she is doing, which is nice. I just never expected to notice anything besides how much I would miss her.

Working hard to stay in the same place?

June 3rd, 2014 at 10:53 pm

What is it when you get to a certain place only to spin your wheels at that point? I feel like I am doing that now. I have been writing articles for $5 a pop over on fiverr.com. I love what I do, but I'm not very fast at writing. I can only seem to get 5 one thousand word articles done in an 8 hour day. Of course, I only actually get $4 per article, so I am making about $20 a day for 6 to 8 hours of work. I'm not complaining! I am thankful to have work at all. We were living on much less. I just wish I could become better or faster at it. It really depends on the subject matter.

So I was thinking of selling off a bunch of stuff on ebay. My husband had great success with selling a Mantis tiller so far. In the end it sold for over $140. We are so excited, thankful, and blessed. I paid the water bill with it. My youngest son needed new shoes and now he will get some. We also got some staples we sorely needed like tea.

The yard is beautiful and the cactus are in bloom.




The baby goat is growing fine and her mamma is still giving plenty of milk. We should be rich in milk before long. I pulled off just enough to make a little goat cheese this past week. I don't dare pull off much more because I want the baby to have plenty of milk.

We just pulled a ton of onions that look oh so delicious. We had a few in soup and salad.



My tomato plants are starting to put on some small tomatoes. I'm very excited.

What Joy! I have more writing gigs and more food coming in!

May 26th, 2014 at 08:02 pm

I have 5 writing gigs already this week and ebay may turn out to be a life saver for this week. My writing gigs are about family things which I love doing. We are selling a tiller someone gave my husband. It wasn't working when it came here, but in 5 minutes he had it fixed up. Then he started it up and tilled my garden beds.



That is the tiller. We put it up for $42 on ebay about 2 days ago. It is now at $98. My husband is really good at fixing things, but he never got certified. He just tinkers with things until they work. He likes it. It is like a puzzle that his mind enjoys solving. Anyway, he said this was an easier problem to solve. We told the person that gave it to us that is was fixed, but they said we could keep it anyway. They had bought a new tiller already. She also gave us another, larger tiller that my husband believes he can fix with a couple bucks.

My sun chokes are already bushing. I planted them by the house this year, but the old patch is still going strong. I must have missed a few! They are growing like weeds and thank heavens too! The ones that we replanted near the house have not grown at all. I have no idea why. Here is a pretty picture of them.



Hope you have a wonderful day.

The garden, the goat, and oh my first harvests

May 24th, 2014 at 03:38 am

I got my first harvests out of the garden. Just a handful of turnips and onions, but it made soup tonight taste delish!

The arugula has started to flower which means we will get to save seeds.



I expect to get plenty of seeds from the plot. Notice I don't weed much. I try to keep up, but after they have gone to seed, I let nature take control until I plant again.

The baby goat is alive well and sucking. We named her May and she is going to be a welcome addition to our homestead. Her mother is already giving tons of milk.



I have to keep this brief as I have a ton of work to do.

Work! I asked and recieved...now just to keep it coming.

May 20th, 2014 at 12:51 am

I have been working non-stop this week and it finally paid off. I got $108. I earned $27 from my coloring book sales. I earned $23 from my psychic line. I also earned $35 from fiverr.com. I got $22 from child support. Working these extra jobs has paid off a little. Normally, I would have gotten only the psychic pay and the child support, so I doubled what I got this week.

A lot of people tell me to just work really hard at one job and I have done that. Let me give you an idea of what my best pay ever was at my psychic job, $180 dollars for the week. Most weeks it is $20-$90. I can do these other jobs while waiting for customers, so it was wasted time anyway. It is not a distraction from my job, it's finding things to do during my job hours since I am never working non-stop on the line.

The extra went into buying supplies for the goat. I got a salt block which she needed, $7. I got hay for her barn. I got litter for their little bedding area. I want to keep her healthy. I also got her vaccinations for when she needs to get them at 4 weeks and 8 weeks.

She should be fine for the next month. She is putting out enough milk now too, but we are waiting until she has been nursing the little one at least two weeks before robbing any for ourselves. We are still giving the excess to the kittens and puppies our animals gave birth to. They are getting as fat as little round sausages with legs.

We planted one more bed of tomatoes and peppers, laid straw on the potatoes, watered everything, and visited with friends like we do most weekends.

Baby Goat!

May 18th, 2014 at 07:31 am

This week our goat gave birth and she has come into fresh milk of the sorts I could not believe possible. We had to stave off mastitis when the kid would not suckle, by milking her every three hours and bottle feeding the newborn kid. All excess milk was given to the numerous baby critters on our little homestead. We will not collect milk for ourselves until the colostrum is clear from her.

We put down two new beds and planted tomatoes. Tomorrow I hope to get in more tomatoes and some peppers. My husband was given two non-functioning tillers as payment for weed eating a woman's yard. We have no idea what they are worth, but suspect we could get $10 to $30 from the junkyard. My husband spent all afternoon tinkering on them and got the little one to working. He said something about a valve? Anyway, we intend to sell the little one to get his payment for working. How much is a little Mantis Tiller worth second hand anyway?

Sharing is Caring and Cheaper too!

May 13th, 2014 at 09:33 pm

I briefly described living in a foster home where no one owned anything. The first night I was there, they took off my shoes, bathed me, and put me in a cute purple night gown. I remember being amazed that they had a night gown just my size already without having to go to the store. I was tucked in next to a passel of children in a big queen size bed and passed out.

When I awoke there were a lot of children running around. There were teenagers, big kids, and babies. There was even a little girl my age and size. We will call her Angie. The mother and father handled the finances and food. The bigger kids handled everything else. The house was filled until bursting at the seams with people and never had a dull moment.

Angie brought me to "the closet" that morning. She explained everyone kept their clothing here. If it fit, I could wear it. If it was broken we should tell mamma or papa. If it needed washed, we put it in the laundry basket near the washer. I was amazed, I could pick any outfit I wanted and wear it if it fit me. There was a catch though, I had to let everyone wear my clothes I came with too. This was hard to accept at first.

I remember the first day someone wore my shoes. It was one of the bigger boys and I started to cry. He asked why I was crying and I said he was wearing my shoes. He offered to take them off, but then the mamma came over and talked to me. She said I was a good girl to let my older brother wear my shoes. That I already had a nice pair of girly shoes on and that it would be selfish to not allow him to wear my shoes when his shoes were broken.

I said but they are a girl's shoes. My bigger brother said it's fine, he likes them. Then I asked if they really fit them. He said yes and they were the nicest pair he ever wore. I stopped crying. I said I was glad he had a nice pair of shoes to wear and I wouldn't cry any more as long as he took care of them.

Later at dinner with mamma and papa after prayers, they spoke with us. They explained that by sharing we show love. They said they knew we made big sacrifices to be together, but a family is love and if we loved one another those sacrifices should not be hard. Then they went around the table and everyone shared what they sacrificed for the family. Papa worked all day to feed us and pay the bills. Mamma worked hard washing clothes and cooking. The eldest sister mended the clothing and helped with the baby. The second eldest sister helped with the cooking and did dishes. Our older brother helped papa with a man's car and brought money into the house. The boy I let wear my shoes let his older brother borrow his bike so he could help papa with the car. Angie let me borrow the purple night gown so that I could have clothing. I asked her really and she smiled and got shy. Then mamma and papa skipped me and said the baby (age 3) picked up the toys. Finally they laid their eyes on me and said, "Even the newest member of our family helped by lending her shoes". It made a lasting impression. I wanted to cry for joy because I belonged somewhere and I was good enough to be someone's child.

Then they went on to explain that though papa works hard everyday, we would not have enough money for everyone to live here if everyone had to have their own clothing, shoes, bed, and everything else. That it was our duty, if we wanted to be a family, to share so we can stay together. I watched as the older boys nodded solemnly. This was a reminder to them and for me it was like a new religion.

This was fine for me, but I had a hard time with the other aspect of sharing later on. When our neighbors came over with a child that had no shoes or sandals, mamma would give one of our pair. When I protested she would tell me that they are our brothers and sisters in God and we should care for them. This concept did not sit well with me. I saw time and again as people came to mamma and papa for things and later when I played with them, they had newer nicer things. When I asked where the shoes were that mamma gave, they got mad and threw "The old nasty things" at me.

I explained to mamma what happened and she seemed upset. I caused a problem by pointing out that they had very nice things, but did not share with us. It was rude, but when I heard mamma and papa discussing it he said I was right to at least point it out. That it must go both ways or they are not acting as brothers and sisters in God.

My actions had divided the family and instead of blaming the poor mannered neighbors, I got the blame from the kids. Then when the kids complained they did not want me because I caused too much trouble the parents had a vote. The vote was to kick me out of the family. Most of the older children voted me out, but papa, Angie, and the brother I lent my shoes to, wanted me to stay. Not even mamma wanted me to stay. There was a big discussion since papa wanted me to stay, but ultimately it was decided I would leave. I cried. I took only what I wore and waited for the social worker to come.

When she came that night, I sat very dejected. She asked where my things were and mamma informed her I owned nothing. The social worker protested that she brought several outfits for me. Mamma waved it away and said they were all ruined. The social worker noted that I had sneakers on when I came a couple weeks ago, but now I had little sandals. Mamma said the sandals fit better. The social worker didn't like her answers because the sandals were cheaper, but took me anyway. In the car the social worker questioned me continuously. She seemed very angry. We went to a store and she bought me five or six outfits from her own pocket. Then we went back to the office. I sat in a chair while the social worker and her boss argued. It was late at night and they had to open the office and turn the lights on, but since only a few lights were on it was still creepy and dark. I was scared while I sat.

I stayed the night at the office and the social worker stayed with me. In the morning she drove me to a new foster home with my new clothes. There were no other children there. It was an elderly couple. She told them it was only for a few days until she could find a proper placement. They said how many days and she said at most a week. I asked if I could sleep and they showed me to my new bed and room. It was beautiful and I could sleep without anyone else in the bed.

While the foster home that had a lot of people and shared everything was wonderful...and would have remained wonderful. It also had problems. I wish they would have given me a better chance, but it turned out the way it did.

Later, in my own life, I have made my children hand down things to one another when it no longer fit. If two of my girls were the same size at the same time, they also shared. However, they always remembered who had the shirt first. "Oh well Nilla, is wearing my shirt, but it doesn't matter because I wore her dress." They would laugh and swap clothes constantly when they were the same size. My youngest two do this now, but they still retain an idea of ownership by saying. "Bubby is using my shoes" even if Bubby has been using the shoes for a year. I think it allows a child a sense of control over their life to say it is their shoes, but by making them share it builds a sense of family. After a while, sharing becomes second nature and the petty squabbles about who owns what are avoided for the most part. Also, mom and dad luck out, because now each child only needs half as many clothes to get by.

There are some things in our family that everyone collectively owns, "the wind up radio", "the computer" (which is a little mini laptop my husband duct taped together), "the bike", "the dog", "the goats", "the legos", "the books" but school books are individualized, "hair ties" belong to every girl, "the fish", "the black belt" is everyone's because it fits most of the people in the house and it rarely is needed, "the internet", "the phone", and even "the car" assuming they have a license.

To be frugal you have to be organized and other musings

May 12th, 2014 at 07:33 am

A thought occurred to me today, when I was younger, I was much more frugal. I had a lot less "stuff" too. I remember fondly sorting, repairing, shining, and putting away items for their use. Now we have so much, to keep track of all of it, is an almost Herculean task.

Back then I had one child and she had a ton of stuff to herself. I remember she had enough clothes that without washing, she could go a month before all her clothes were dirty. She had a closet full of toys. She had her own bed room. She had 6 pairs of shoes. I didn't pay a dime for all of this as grandma bought all of it. I saved every outfit, toy, bottle, cloth diaper set, bed, pair of shoes, coat and bed spread as my number of children grew.

Due to this, for my first three children, until the eldest was six, I never had to buy a single solitary thing. As the eldest grew, I barely had to buy anything for her, because of grandma. I saved every single thing from when she was small and in due time, her sisters would grow into it and use it. When the youngest girl used it, out it would go if it was less than perfect. This was perfectly fine, until I had sons.

When I had sons, grandma had passed on. We were still living on the gifts she had given a decade or more prior. Although not everything made it to the fourth daughter, enough of it did that I rarely had to buy a single necessity for her in a year. We had no one to bestow a treasure trove of clothes upon us for the boys. I didn't know what to do. I hated seeing a perfectly good wardrobe go to waste too.

I decided that up until a certain age, a boy and a girl look the same, so wearing pink shirts or shorts wouldn't make a difference to anyone, least of all the baby. I tried to dye the less girly things a more boyish color, but a lot of items are just cut for a girl. It was when my son, wearing the cutest pink shorts and shirt set, with long curls, came running up to me with a lady following behind calling, "Come here little girl" that I realized I was dead wrong. I hadn't accounted for other people calling my son a girl.

I politely informed her that he was a boy. We talked about the short set he had on and why he wore pink. I explained I never dreampt I would have a boy due to hormonal issues and that I hated that his sisters perfectly fine clothes would go to waste. I informed her the outfit was at least 10 years old as his eldest sister wore it and I saved clothes from previous children. I also said grandma bought the clothes for the girls and we didn't have the disposable income she did. I did not plead poverty, just that there was a difference between mine and my late mother in laws ability to pick up 6 outfits a week. She seemed genuinely amazed at my ability to save clothing for a decade. She also said she would like to get him an outfit someday. Is said fine, if she felt that way. I never in my wildest dreams imagined she would even remember us after leaving the park that day.

About a week later, her aunt came up to me and handed me two cute boy outfits and told me it was form her niece. I was floored. First that she remembered, second that her aunt knew who I was, and third that she actually went through with getting him some clothes. I felt truly ashamed as well. She must have thought we were too poor to get him clothing. It made me think about society and what people assume based on the colors a person wears. It made me realize hat gender roles are hard lined into our society and that as a practical matter, using old clothes from the wrong gender, can send a very bad message even if it is thrifty. I thanked her aunt profusely.

Driving home I swore my sons would never have to wear girl clothing again. I also swore to keep the outfits she gave for as along as possible, just as I did the girls. I still have them. My youngest son just grew into them. Once he is done wearing the clothing she gave, I will give them to a local charity because I am no longer having children. They have lasted almost 9 years so far. I still have a few baby girl outfits put up in boxes too, but these are saved for my grandchildren. Only those items which are pristine have been saved. Enough for a start so far. My eldest daughter is dating and talking about getting married and I still have many of her outfits from when she was a baby. That's organized and frugal.

Annual Budget PART 2

May 9th, 2014 at 11:49 am

I sure have been busy! I am still working on that annual budget, but that's not all.

I picked up extra work this week. I was accepted to "hang out my shingle" at another company while I work for the one I am with now.

The weather won't let me plant and that is infuriating. I have Jerusalem artichokes coming up...I thought I lost them all. I am so pleased, they truly are a survival food. I also planted some pretty fancy dandelions. We are going to try dandelion greens this year, from a dedicated organic patch. Saving the seeds is super easy and makes fo0r a fun afternoon with the kids. (Trying to keep them from blowing away)

The goat will be giving birth soon, you can tell now! Her mucous plug came out yesterday.

We went through all the clothes and turned the ruined pants into shorts for this summer. I got rid of all teh stained and whole filled shirts too. They make great rags for cleaning.

We also went fishing and had a great time. The kids didn't catch anything though. Something kept grabbing a hold onto my line and snapping it. My line was only for 4 pounds, so it could have been anything.

Annual Budget

May 7th, 2014 at 07:15 am

Today, after my husband lost his job and my hours were dropped, I decided to remake the annual budget. I found that we have more month than money and more year than money too, but luckily I have ideas to make that work.

First we owed back taxes on our house, so I junked my old truck that was falling apart and worth less than it would cost to replace just one part that needed replaced. I got $407 for it. I took the $407 and paid my tax bill for my house. Now I just need $110 more by June 1st to pay off the tax bill for the year. I anticipate being able to pay that off.

Second, I joined a gig site called fiverr.com. I have made $44 in the past 9 days. That's not a lot of money, but considering we are in the negative here, it was worth it to me.

When going through our expenses, I found we haven't been using what money we do have to the absolute best of our abilities. Part of my motivation for selling the old junked up truck was to reduce my annual tax bill by $20, to eliminate the $28 a month for insurance, and to make sure I didn't have something lying around going to waste.

I also found that we pay a heck of a lot more for electricity than most people in our area do. I assume it is due to the amount of usage, so I will be looking into dropping that.

I think, if I implement everything I am planning, we will have enough money for the month and maybe a little to set back.

Cookbooks for the frugalminded

April 30th, 2014 at 08:38 am

Free cookbooks from a genius in the kitchen and with money

http://www.leannebrown.ca/cookbooks/

Making Money on the side of my side income

April 30th, 2014 at 08:21 am

I work from home. I do a couple of different things which are very mobile, but they don't pay a lot. I went over to WAHM.com and saw this thing called fiverr.com. One of things I do regularly is psychic readings. I have been a tarot card reader for at least 8 years professionally. It pays the bills, feeds the kids, and keeps the electric on. On fiverr.com you can give psychic readings. (wow right) I put a couple listings up and BAM. I got a really excellent customer, it seems. I had about 9 gigs in a day, ($36 dollars) and I hope I did all of them great. I made enough that it didn't kill me when I had no calls on the line. This could be a viable side income for my side job. That is if I ever get paid. I'll let you know how it goes.

On another note, I am learning about advertising. I never realized what a pain in the arse it can be to do everything yourself for your business.

Didn't get more beds in :(

April 26th, 2014 at 12:42 pm

Well, I haven't been able to expand the garden as of yet. Between the dang finicky weather, my husband looking for another job, me working, and preparing for the next home school year...I got nothing in the garden done this week. My turnips look gorgeous though. I can not wait to sink my teeth into those babies. The potatoes are finally coming up as are my shallots and garlic.

My goats have been jumping the fence. She is so ornery. I have no idea how to keep this little lady in one spot!

My work has taken up a lot of my time. I usually work about 20 hours a week, but I have increased it to about 30 hours. I have certainly seen an increase in my income, from 65 dollars a week to 95 dollars, but it's still making about $3 an hour. (I work at home). I have tried adding incentives for customers to call, but so far the pay off isn't happening.

I did find some awesome printables for home schooling moms at 123homeschooling. I was looking at paying about $50 for a proper day planner, calender, lesson planner, and chore chart. Instead I used less than $5 in paper and ink to print out everything I needed. I also found some online curriculum, that might even save me a little more!

Planting Time!

April 23rd, 2014 at 08:51 am

Wow, what a rainy season we have had. I have already planted and started to grow my early spring crops. As you can imagine, some are doing better than others. I buy my seed from Baker Creek Seeds. I have planted turnips, arugula, potatoes, shallots, onions, basil, parsley, and dill. The turnips and arugula are coming up by the handfuls. My onions are doing very well. The herbs are not doing so well. It's the first time I have done these types of basil, parsley, and dill. My potatoes are doing poorly, but it is the first time I have tried the raised garden bed method for them. I still have time to throw a bunch in a field. The shallots are also growing poorly in the same raised bed set up. The author I got the idea from must have had some secret trick I know nothing about.

Tomorrow I will harvest some turnip greens for soup. I will also harvest a bit of arugula for salad. I intend to plant some more items tomorrow, though I'm not sure what just yet. I'll look through my seed packets in the morning. It's getting time to plant the tomatoes, egg plants, cucumbers, okra, squash, and melons.

The goats are doing fine. One is named Butter and the other Sugar. Sugar may have been bred. If she was, we should have a baby goat in May. She doesn't look big enough to be carrying though. They like to eat the grass in the yard, but one of them got into the onions! She only nibbled a little off the tops though. Butter is a nuisance goat, though I do like her. She has broken two collars, one of them made of metal! She is quite determined to NOT be chained up. I enjoy their company in the garden...far away from my onions. It can be a chore to chase them out of the garden though, so that is why we were chaining them.

I'm looking into getting a small late flock of chickens. I swore after I got ducks that I would never go back to chickens. However, there is nothing quite like the taste of a free range chicken egg. I may get a more "wild" type which will make it harder for wild animals to kill. Docile chickens are great for children to get to learn to grow, but horrible at self defense.

That's all for tonight. Awfully tired.


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